Financial Foundation

• Purchasing life insurance on a child ensures they have coverage as an adult regardless of how their health might change.
• The Guaranteed Purchase Option rider guarantees that a child will be able to purchase additional insurance as an adult, without medical underwriting.

Lifetime of Value

• A participating whole life policy combines insurance and guaranteed tax-advantaged cash value¹.
• Dividends paid to policyholders offer flexibility in managing the policy and may provide significant growth² in both the insurance amount and cash value.

Lifetime Guarantee

• Life insurance is one of the only products available that offers a lifetime guarantee.
• With a guaranteed premium, cash value and insurance amount, life insurance is a unique asset for children.

Cost Effective

• Life insurance for children is affordable and you can buy a plan where the cost remains the same throughout their lifetime.
• Buying insurance early in life will cost less and provide children with protection sooner than later.

Easier to Get

• Life insurance is usually easy to get for children, as people are generally healthier when they are young.
• As an adult, insurance could become more difficult to obtain due to poor health, a high-risk occupation or participation in hazardous activities including extreme sports.