Products

• Insurance
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• Term Insurance
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• Critical Illness
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• Permanent or Whole Life Insurance
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• EssentiaLife
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• Whole Life
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• Universal Life
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• Life Paid Up at 65
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• Disability Income
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• Investments
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• FI Capital
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Whole Life insurance

Many families, over generations, have relied on the financial security that Whole Life insurance provides. In addition to paying a death benefit, Whole Life also provides cash values that can be accessed as they accumulate in the policy, to fund vital needs such as a child's education or a new home. It's a flexible product that can be customized to meet your needs and provide a foundation to help build your family's financial future.

Protection for life

Whole Life coverage gives you lifetime coverage with premiums that never increase.

Plus -

• Increasing cash value
• Access to policy loans
• Optional Child Protector coverage available.

Ask your representative about additional benefits that can enhance this plan, such as our Waiver of Premium Option, Guaranteed Purchase Option, and Accidental Death Benefit.

Share in dividends

Each year, your Whole Life policy allows you to share in dividends that may be declared by FaithLife Financial. You can use dividends earned in four ways:

• Accept dividends in cash.
• Leave them within the policy to accumulate with interest.
• Apply them toward annual or quarterly premium payments.
• Purchase additional paid-up insurance.

Joint and last survivor option

Many assets can be so heavily taxed when they're transferred to your beneficiaries, valuable property or possessions may have to be sold to pay the taxes. Our Joint & Last Survivor Option provides a means to pay these taxes to ensure your beneficiaries receive their full inheritance. With the Joint & Last Survivor option:

• A single premium covers two individuals (must be a spousal relationship).
• Death benefit is paid after the second death.
• Premiums payable after the first death can be eliminated with the purchase of optional Waiver of Premium Death Benefit.

When you take out an insurance policy, you become a FaithLife Financial member with the additional benefit of people who care, information to help throughout life and a means for you to be of help to others. Contact your FaithLife Financial representative or our Head Office for more information.