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Permanent Life Insurance

Lifetime insurance protection - guaranteed!

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Permanent plan comparison chart 

Permanent life insurance is an excellent choice for lifelong coverage.

Key advantages of permanent insurance over term insurance:

  • Insurance protection that never expires and is guaranteed in amount when the policy is purchased
  • Permanent insurance costs are usually guaranteed when the policy is purchased
  • Some permanent insurance plans allow you to pay for a limited number of years, then never again. Imagine...you could buy insurance when you're 40, finish paying the premiums when you're 65, and be fully covered for the rest of your life. In contrast, term insurance is virtually always "pay as you go" and you'll be paying premiums for as long as you have coverage
  • Permanent life insurance premiums can be guaranteed in amount and guaranteed level for life (they don't increase as you age, even if your health changes)

What permanent Life Insurance options do I have?