Church Mortgage Program
If your congregation needs a church mortgage, it may be eligible for special rates and terms with FaithLife Financial.
Benefits:
- No fees or commissions.
- Initial interest rate is set below our commercial mortgage rate.
- Interest rates are reviewed annually with possibility of improved rate.
- Mortgage is open after first year allowing additional payments without penalty.
Eligibility and guidelines:
- Must be an established congregation affiliated with the Evangelical Fellowship of Canada or the Canadian Council of Churches.
- First mortgages only.
- Minimum mortgage: $100,000.
- Loan must not exceed 50% of current value of real estate covered by the mortgage.
- Loan repayment must not exceed 25% of congregation's total budget.
- Appraisal and legal costs are incurred by church.
For more information call 1-800-563-6237 and ask for the Mortgage team contact or e-mail mortgages@faithlifefinancial.ca